When it comes to different forms of health insurance, keeping track of what is and is not covered can be a full-time job. Dental insurance plans in California can differ vastly, and understanding whether or not oral surgery is covered by dental insurance is crucial for any dental patient.
If you are feeling confused or overwhelmed, you’ve come to the right place. We’ve created this guide to help you navigate the complex world of oral surgery and dental insurance so that you can feel confident about your dental plan.
Is Oral Surgery Covered By Dental Insurance?
It’s important to note that dental insurance plans in California vary, and there is no one-size-fits-all answer when it comes to coverage of oral surgery. Generally speaking, most dental plans do provide coverage for some types of oral surgery, such as wisdom teeth extractions and root canals.
However, dental plans may only cover a portion of the cost, and some dental plans may not provide coverage at all.
When Is It Fully Covered?
In most cases, dental plans will cover oral surgery when it is deemed medically necessary. This means that if oral surgery is performed to treat an underlying medical condition or dental health issue, it should be fully covered by dental insurance. Certain dental plans may require pre-approval for certain surgeries, such as jaw reconstructions, and may not cover cosmetic procedures.
When Is It Partially Covered?
In some cases, dental plans may provide partial coverage for oral surgery. This generally depends on the specifics of the dental plan and typically relates to certain procedures or treatments that are not considered medically necessary. For example, dental plans may provide limited coverage for jaw reconstruction surgery if it is deemed cosmetic.
What Other Dental Procedures Are Covered?
Most dental insurance plans will cover a variety of preventive dental care services such as teeth cleanings, x-rays, and fluoride treatments. Additionally, most dental plans will also provide coverage for certain restorative dental services such as fillings, crowns, and bridges.
The thing to remember is that each dental plan varies when it comes to what exactly is covered, so it’s important to review your policy before undergoing any kind of dental treatment.
Bethany Insurance Can Help
Dental insurance is confusing and can be stressful. But, by understanding what is included in your dental plan, you can ensure that you get the most out of your dental insurance benefits.
If you are looking for dental insurance plans in California and have questions about coverage, contact Bethany Insurance today. Our friendly team of experts is here to help answer all your dental insurance questions and help you get the most out of your dental plan. Give us a call or visit our website to learn more!
